Exclusionary Coverage

The world of extended warranties can be overwhelming at times. With so many terms to wrap your head around, it’s no wonder you have some questions. If “what does exclusionary coverage mean?” is at the top of your list, we’re pleased to announce that you’re in the right place.  

An exclusionary extended warranty, also referred to as a vehicle service contract, provides drivers peace of mind by handling covered repairs for used and new vehicles. When it comes to protecting your vehicle, there are several types of protection programs you can invest in. You’re probably familiar with powertrain coverage and bumper-to-bumper warranties, but most people don’t know that exclusionary coverage provides the most protection 

The ‘exclusionary’ part means that your entire vehicle is protected apart from anything on a list of exclusions. On the flip side, inclusionary coverage only covers the components stated on a list of inclusions.

Total Exclusionary Coverage

You may ask, what is total exclusionary coverage? Total exclusionary coverage is when you have full exclusionary coverage which is the best coverage you can get for your car.

Normally, exclusionary coverage covers repairs necessary due to mechanical failure of:

The engine

The transmission as well as the transfer case

The differential assembly

The drive axle

The seals and gaskets

The steering

The electrical components

The air conditioning

The brakes

The front and back suspension

The fuel delivery system

The cooling system

Investing in total exclusionary coverage is a good idea. If you run into mechanical issues in your car, most components will be covered with an exclusionary warranty. You won’t have to personally cover the repair bills by yourself, which means you will save, sometimes, thousands of dollars on repairs.

What Exclusionary Plans Don’t Cover

While exclusionary coverage plans include almost all the components on your vehicle that could possibly malfunction, there are still some instances where an exclusionary plan won’t cover the cost. One of the main exclusions in these plans are maintenance services, like oil changes and getting new windshield wiper blades.

Generally, these plans also won’t cover physical damages that occur in an accident or collision. Those issues will have to be taken care of by your vehicle’s insurance provider. Any cosmetic damage or damage sustained due to a lack of maintenance will also not be included in an exclusionary plan.

Exclusionary plans will also typically not cover aftermarket parts that have been added to your vehicle outside of the original manufacturer’s conditions. If you currently have exclusionary coverage and plan on modifying your vehicle, check with your plans provider, as you could potentially void your plan.

Talk To An Auto Warranty Specialist Now  877.599.6971